How Often Should You Update Your Estate Plan in Minnesota?

Christopher Davis • January 12, 2026

Creating an estate plan is a smart move—but it’s not a one-and-done task. Life changes, and so should your legal documents. One of the most common mistakes people make is forgetting to review their estate plan after major events. Here’s how often you should revisit your plan and what triggers a review in Minnesota.

As a general rule, you should review your plan every 3 to 5 years, even if nothing dramatic has changed. Laws can shift, tax rules evolve, and your financial situation may be different than it was when you first created your documents. But there are certain events that call for an immediate update, no matter when your plan was last reviewed.

Marriage, divorce, or the birth of a child are some of the biggest triggers. If you’ve gotten married or remarried, you may want to update your will or trust to reflect your new spouse. If you’ve divorced, it’s essential to remove an ex from any inheritance or decision-making role. If you’ve welcomed a child or grandchild into your life, you may want to name them as a beneficiary or identify a legal guardian.

Other key moments include buying or selling property, changing jobs or retiring, or receiving an inheritance. If you’ve moved across state lines—say, from Wisconsin to Minnesota—it’s also smart to review your plan, since laws differ. We often help clients who’ve relocated to Rochester or the surrounding area and need to make sure their documents still hold up under Minnesota law.

A good estate plan also includes powers of attorney and healthcare directives. If your designated agents have moved away, passed on, or are no longer the right fit, it’s important to name someone new. These documents should reflect not only your preferences, but the reality of who is available and willing to help.

Even small updates can save your loved ones time, stress, and legal confusion later. At our firm, we make the process of reviewing and updating your estate plan simple and efficient. Whether you live in Red Wing, Zumbrota, or right here in Rochester, we’re here to help you keep your plan current and aligned with your life.

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5 Common Estate Planning Mistakes Minnesotans Make

By Christopher Davis • March 12, 2026

Estate planning can feel overwhelming—but avoiding a few key missteps can make all the difference for your family. Whether you're just starting out or revisiting your documents after years, here are five of the most common estate planning mistakes we see in Rochester and surrounding communities—and how to avoid them. Not Having an Estate Plan at All This is by far the most common issue. If you die without a plan, Minnesota law decides who gets what—and it may not align with your wishes. Stepchildren, unmarried partners, friends, and charities may be left out entirely. A simple estate plan can make sure your voice is heard, even after you're gone. Forgetting to Name or Update Beneficiaries Some assets—like life insurance or retirement accounts—pass outside of a will. That means the names on those accounts matter. We’ve seen people unintentionally leave assets to ex-spouses or miss out on naming their kids altogether. When we create wills, trusts, and beneficiary designations , we help ensure everything is aligned. Choosing the Wrong People to Make Decisions Your personal representative, trustee, and power of attorney should be people you trust to carry out your wishes—both responsibly and without drama. Choosing someone just because they’re family isn’t always the best call. We walk clients through how to name decision-makers in powers of attorney and healthcare directives that actually fit their lives. Not Planning for Incapacity Estate planning isn’t just about what happens after death—it’s also about what happens if you’re still alive but unable to manage your affairs. Without a power of attorney or healthcare directive , your family could face court involvement just to make medical or financial decisions. That’s avoidable with the right planning. Letting Your Plan Collect Dust Life changes fast—marriage, divorce, kids, a move, retirement. If your plan hasn’t been reviewed in years, there’s a good chance it no longer reflects your life. We recommend updating your estate plan every 3 to 5 years or after major life events Mistakes are common, but they’re also easy to fix with the right guidance. We help individuals and families in Cannon Falls, Wabasha, Zumbrota, and Rochester create estate plans that work —and avoid surprises later.

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How to Choose an Estate Planning Attorney in Rochester

By Christopher Davis • February 12, 2026

Choosing an estate planning attorney isn’t just about credentials—it’s about trust, communication, and finding the right fit for your needs. If you’re looking for help with wills, trusts, or other legal planning in the Rochester area, here’s what to consider before making your decision. First, make sure the attorney has experience with Minnesota law. Estate planning is governed by state-specific rules, and working with someone who knows the local court systems, tax requirements, and probate procedures can save you time and stress. If you live near the Wisconsin border or have property in both states, you’ll also want someone licensed in both places who can help you coordinate everything smoothly. Next, look for someone who will take the time to understand your unique situation. A good attorney doesn’t just fill out forms—they ask the right questions, explain your options in plain English, and help you plan for real-life scenarios like incapacity, blended families, or long-term care. Whether you’re a working professional, a new parent in Cannon Falls, or entering retirement in Lake City, you deserve personalized guidance—not a cookie-cutter solution. Accessibility is also key. Can you meet in person, or do they offer phone and video consultations if you're coming from Red Wing or Wabasha? Are they responsive when you have questions? Planning your estate is personal, and you should feel comfortable reaching out for help—even years down the road. Finally, check for clarity and transparency. A reputable estate planning lawyer will walk you through costs, timelines, and what each document does. You shouldn’t be left guessing what a healthcare directive covers or whether your will actually controls all your assets. Word-of-mouth goes a long way, too. Read reviews from other clients to get a sense of how the attorney works and what people appreciate most about their service. If you're ready to get started, we're here to help. We work with clients throughout Southeastern Minnesota to create clear, customized estate plans they can feel good about—today and in the future.

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What Happens If You Die Without a Will in Minnesota?

By Christopher Davis • December 9, 2025

Most people don’t like to think about death, let alone what might happen if they pass away without a will. But understanding the consequences now can help you make sure your family isn’t left dealing with stress, confusion, or legal hurdles later. If you die without a valid will in Minnesota , the law decides who inherits your assets. This is called dying “intestate.” The Minnesota intestate succession laws determine which relatives receive what—regardless of your personal wishes or family dynamics. Your estate will follow the Table of Minnesota Heirship . Typically, if you're married, with or without children, your spouse gets your estate. If you’re unmarried, your assets go to your children, if you have any. If you don’t have kids, it might go to your parents, grandparents, siblings, nieces, or nephews. But the system doesn’t account for stepchildren, long-term partners, friends, or charities. A will gives you the opportunity to direct assets to the beneficiaries of your choosing, like leaving a bequest to a godchild. Even worse, not having a will means the court must appoint someone to manage your estate without knowing your wishes—a process that can delay asset distribution and create tension among surviving family members. Having a will lets you have a say in who handles your affairs (you get to select your preferred personal representative) and ensures they’re someone you trust. There are also real-world complications. Maybe you’ve remarried, but want your children from a previous relationship to inherit something specific. Maybe you and your partner aren’t legally married, but you’ve built a life together. In both cases, failing to have a will could mean your wishes aren’t honored—and your loved ones may be left out entirely. In Minnesota, a basic will doesn’t have to be complex or expensive. What matters is that it’s properly drafted, signed, and stored where it can be found. We help families across Rochester, Cannon Falls, and Wabasha put simple plans in place that make a big difference during a difficult time. If you’re not sure where to begin, contact our team . We’ll walk you through what you need to cover and help you get it done.